Fair Housing
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Fair Housing in Colorado
As a Realtor, I endorse and support
the Fair Housing Act and I will not knowingly accept any
advertising for real estate which is in violation of the
law. All persons are hereby informed that all dwellings
advertised are available on an equal opportunity basis.
All real estate advertised herein is subject to the
Federal Fair Housing Act and the Colorado Fair Housing
Act, which Acts make it illegal to make or publish any
advertisement that indicates any preference, limitation,
or discrimination, based on race, color, religion, sex,
handicap, familial status, or national origin.
If you are not in the state of Colorado, you may want to
seek out the fair housing statement for your state.
EQUAL HOUSING OPPORTUNITY
WHAT EVERYONE SHOULD KNOW ABOUT EQUAL OPPORTUNITY IN
HOUSING
The sale and purchase of a home is
one of the most significant events that an individual
will experience in their lifetime. It is more than the
simple purchase of housing, for it directly impacts the
hopes, dreams, aspirations, and economic destiny of
those involved. It is for this reason that the Fair
Housing Act and other federal and state laws were
enacted to guarantee a right to a national housing
market free from discrimination based on race, color,
religion, sex, handicap, familial status, and national
origin.
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THE LAW
Civil Rights Act of 1866
The Civil Rights Act of 1866
prohibits all racial discrimination in the sale or
rental of property.
Fair Housing Act
The Fair Housing Act declares a
national policy of fair housing throughout the United
States. The law makes illegal any discrimination in the
sale, lease or rental of housing, or making housing
otherwise unavailable, because of race, color, religion,
sex, handicap, familial status, or national origin.
Americans with Disabilities Act
Title III of the Americans with
Disabilities Act prohibits discrimination against
persons with disabilities in places of public
accommodations and commercial facilities.
Equal Credit Opportunity Act
The Equal Credit Opportunity Act
makes discrimination unlawful with respect to any aspect
of a credit application on the basis of race, color,
religion, national origin, sex, marital status, age or
because all or part of the applicant's income derives
from any public assistance program.
State and Local Laws
State and local laws often provide
broader coverage and prohibit discrimination based on
additional classes not covered by federal law.
THE RESPONSIBILITIES
The home seller, the home seeker,
and the real estate professional all have rights and
responsibilities under the law. For the Home Seller as
a home seller or landlord you have a responsibility and
a requirement under the law not to discriminate in the
sale, rental and financing of property on the basis of
race, color, religion, sex, handicap, familial status,
or national origin. You cannot instruct the licensed
broker or salesperson acting as your agent to convey for
you any limitations in the sale or rental because the
real estate professional is also bound by law not to
discriminate. Under the law, a home seller or landlord
cannot establish discriminatory terms or conditions in
the purchase or rental; deny that housing is available,
or advertise that the property is available only to
persons of a certain race, color, religion, sex,
handicap, familial status, or national origin.
For the Home Seeker
You have the right to expect that
housing will be available to you without discrimination
or other limitations based on race, color, religion, sex
handicap, familial status, or national origin. This
includes the right to expect: Housing in your price
range made available to you without discrimination;
Equal professional service; The opportunity to consider
a broad range of housing choices; No discriminatory
limitations on communities or locations of housing; No
discrimination in the financing, appraising, or insuring
of housing; Reasonable accommodations in rules,
practices and procedures for persons with disabilities;
Non-discriminatory terms and conditions for the sale,
rental, financing, or insuring of a dwelling; and To be
free from harassment or intimidation for exercising your
fair housing rights.
For the Real Estate Professional
Agents in a real estate transaction
are prohibited by law from discriminating on the basis
of race, color, religion, sex, handicap, familial
status, or national origin. A request from the home
seller or landlord to act in a discriminatory manner in
the sale, lease or rental cannot legally be fulfilled by
the real estate professional.
THE REALTOR® FAIR HOUSING PROGRAM
The NATIONAL ASSOCIATION OF
REALTORS® has developed a Fair Housing Program to
provide resources and guidance to REALTORS® in ensuring
equal professional services for all people. The term
REALTOR® identifies a licensed professional in real
estate who is a member of the NATIONAL ASSOCIATION OF
REALTORS®. Not all licensed real estate brokers and
salespersons are members of the National Association,
and only those who are may identify themselves as
REALTORS®. They conduct their business and activities
in accordance with a strict Code of Ethics.
The Code of Ethics
Article 10 of the NATIONAL
ASSOCIATION OF REALTORS® Code of Ethics provides that
"REALTORS® shall not deny equal professional services to
any person for reasons of race, color, religion, sex,
handicap, familial status, or national origin.
REALTORS® shall not be a party to any plan or agreement
to discriminate against a person or persons on the basis
of race, color, religion, sex, handicap, familial status
or national origin." A REALTOR® pledges to conduct
business in keeping with the spirit and letter of the
Code of Ethics. Article 10 imposes obligations upon
REALTORS® and is also a firm statement of support for
equal opportunity in housing.
IF YOU SUSPECT DISCRIMINATION
Call the Local Board of REALTORS®
Local Boards of REALTORS® will
accept complaints alleging violations of the Code of
Ethics filed by a home seeker who alleges discriminatory
treatment in the availability, purchase or rental of
housing. Local Boards of REALTORS® have a
responsibility to enforce the Code of Ethics through
professional standards procedures and corrective action
in cases where a violation of the Code of Ethics is
proven to have occurred.
Call the U.S. Department of Housing and Urban
Development
Complaints alleging discrimination
in housing may be filed with the nearest office of the
United States Department of Housing and Urban
Development (HUD), or by calling HUD's toll free
numbers, 1-800-699-9777 (voice), or 1-800-543-8294
(TDD).
Contact HUD on the internet at
http://www.hud.gov/.
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